Before you buy a stock, know what you're paying for.
Stock prices tell you what the market is asking. StockValuer helps you estimate what the business may actually be worth — then inspect, challenge, and change every assumption behind that estimate.
Market price sits 52% above base IV/share — no margin of safety.
Think NVDA grows faster? Change the assumption and watch IV/share move — no sign-up needed.
54 companies valued · SEC-sourced financials · Free to explore
Price and value are not the same thing
A market quote is a fact. Intrinsic value is an estimate. The point is not to find one perfect number — it is to understand what must be true for the price you pay to make sense.
Price
What the market is asking you to pay for one share today.
Intrinsic value
An estimate of what the underlying business may be worth based on the cash it can generate.
Margin of safety
The gap between your estimate of value and the price you are willing to pay.
DCF
One structured way to estimate intrinsic value by bringing future cash flows back to today's value.
Build a valuation you understand
Start with sourced facts, see the judgement calls, and make the thesis your own.
Ingest
Start from the real numbers — we pull a company's 10-Q and 10-K financials straight from SEC EDGAR and keep them current as new filings land.
Research
Fill the forward-looking assumptions — growth, margins, tax, terminal — with an LLM that cites a primary source and a rationale for every figure.
Value
Get a low / base / high estimate of worth — a bear, base, and bull DCF, discounted at a rate derived from CAPM/WACC, not one false-precision number.
Customize
Make it your own — edit any assumption, recompute live, and compare your thesis against the system side by side.
Why StockValuer
Shows its work
Every figure carries its source, rationale, confidence, and citations. You see the derivation, not just a verdict.
Auditable AI
Deterministic facts come only from filings; the discount rate is computed, not guessed; guardrails bound every published run.
Yours to edit
Take the valuation, change any figure, and track your own thesis over time — not a take-it-or-leave-it score.
Who it's for
“I already build DCFs in a spreadsheet.”
Then you know the tedious part is not the arithmetic — it is collecting the inputs and keeping them current. Start from a sourced model and spend your time on the judgement calls instead.
“I want the rigour without paying for a terminal.”
Every figure traced to a filing, every assumption yours to change, and the discount rate computed rather than asserted. No four-figure subscription, and no score you cannot take apart.
“I want to understand how this actually works.”
Each valuation shows its working: what came from a filing, what was researched, what was computed, and which single assumption is carrying the answer.
Know why you own the stock
Start from a source-backed estimate, test the assumptions, and decide for yourself what you are willing to pay. Free to explore before you sign up.
StockValuer is an educational analysis tool. It does not provide investment advice or recommend buying or selling any security.